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March 15, 2017

First posted because of the competitors Bureau Canada 2012 Reproduced with permission from Australian opposition and customers payment

Illustrations by Pat Campbell

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Authorization to reproduce

Except as otherwise specifically noted, the details contained in this publication may be reproduced, in part or even in whole by any means, without charge or more approval through the opposition agency offered research are exercised in ensuring the precision on the records recreated; the Competition Bureau is defined as the foundation institution; and therefore the replica isn’t symbolized as the official type of the information and knowledge reproduced, nor as being manufactured in affiliation with, or with the endorsement of Competition Bureau. For approval to reproduce the details within this publishing for industrial needs, please communications the:

Creativity, Science and business developing Canada C.D. Howe strengthening 235 king Street Ottawa, ON Canada K1A 0H5

© Her Majesty the king in Right of Canada, represented by the Minister of Industry.

Foreword

Minister’s message

Customers confidence in the marketplace was very important your federal government. Informed and conscious ?ndividuals are essential professionals in a development economic climate.

That’s the reason we encourage all Canadians to enable by themselves by reading the tiny Black publication of frauds and take note of its tips about how to stop scammers in their monitors. This booklet describes many of the most typical types of frauds, and details the contact details of fraud-fighting agencies which happen to be around to help.

I do believe in a Canada that is a nation of innovators, one that’s mindful and unburdened by the highest cost of fraudulence in both the original and digital economies.

Scammers have become more sophisticated within their practices, but so might be people. It is possible to make a change not just in your very own existence, but in the everyday lives of those your love by knowing, rejecting and stating fraudulence. This booklet within its imprinted, on the internet and video versions is a vital part of that direction.

Hon. Navdeep Bains, Minister of Development, Research and Economic Development

Commissioner of opposition

Fraud was a criminal activity that threatens every Canadian, regardless of their own training, age or income. Scammers make use of multiple devious techniques to defraud unsuspecting victims, including imitating well?known brand names online and making use of deceitful states encourage customers through telemarketing, email or social media marketing.

The Competition Bureau works to shield all Canadians by cracking upon deceptive internet marketers and making sure people possess facts they need to create updated purchasing choices.

The tiny Black Book of Scams will increase your knowing of the many different varieties of fraudulence that target Canadians. It gives tips about how to secure your self and debunks common myths which may let fraudsters to get their rely on.

Since we 1st established the booklet in March 2012, it has got stayed a hottest magazines. We’ve delivered above 100,000 imprinted copies to Canadians, and the internet based type happens to be checked out or installed from the opposition Bureau’s website more than 250,000 period.

I will be very thankful on Australian competitors and buyers fee, which originally created the small Ebony guide of Scams and given all of us approval to generate this release for Canadians.

John Pecman Administrator of Opposition

Table of materials

Misconception busters

Busting these typical myths will reduce your chances of getting scammed.

• All businesses, enterprises and businesses is legitimate since they are professional and monitored of the authorities: this is simply not usually true. While you will find formula about setting-up and running a business or a company in Canada, scammers can simply imagine having affirmation once they don’t. Also companies that are approved could nevertheless attempt to con you by operating dishonestly.
• All Internet websites are genuine: this isn’t usually real. Web sites can be effortless and cost effective to create. The scammers can quickly duplicate an authentic site and strategy you into trusting it really is genuine.
• You can find small cuts to riches that just a few group see: This is not constantly correct. Consider the question: if someone knew a secret to instantaneous wealth, exactly why would they getting telling their particular information to others?
• Scams involve huge amounts of money: It is not usually true. Sometimes scammers focus on a lot of people and then try to become a tiny bit of funds from everyone.
• Scams will always be about cash: that isn’t constantly real. Some scams is geared towards taking personal data away from you.