Before you go into the Ombudsman write towards the CEO of fast Quid over here, you’ll find the e-mail addresses regarding the FCA register it is under EuroCash. We additionally composed into the CEO in United States whom heads the moms and dad pany (CashAmerica) to quid that is quick. There is that target at lead411. IMO you have got a great situation and you’re more then eligible to your loan history. Have actually you attempted signing into the quick account that is quid i did so and I also got the real history after that. Whenever did you sign up for very first loan? Mine was 2008 and I also examined their application page kind that time on the means Back whenever Machine Inter archive plus it show no questions regarding credit mitments or outgoings had been ask. We additionally examined my account information on their system as of this moment and you can look at concerns they added recently includes outgoings and credit mitment questions. For those who have answered those concerns then to be honest We can’t observe you’ll get anywhere. Independent of the loans whenever you request they cancel your account and additionally they didn’t. I really could be incorrect but IMO if those concerns had been answered truthfully and additionally they lent to you personally then perchance you could have an incident, if you didn’t and you also lied to obtain the credit then no you’dn’t. You first opened your account screenshot it then try to log into the your account and check your account details, that will also give you your loan history as I said have a look at the Way Back when machine to see what the application page looked like when. All the best s

Sara (Debt Camel) says

Hi Louise, plenty of helpful info in there.

Nevertheless the concern of whether “lying” on a credit card applicatoin stops a plaint being made is not so easy… People may well not have comprehended or understood exactly exactly exactly what the numbers were – as a debt advisor I’m sure exactly exactly how few individuals have actually a precise notion of their outgoings. The borrower had entered if someone borrows frequently with small gaps between the lender should have spotted that as a sign of distress whatever numbers.

Actually appreciate all that you assist. I am going to compose some aggravated letters on Monday to check out exactly exactly what their next move is. We will keep you posted, thanks once again. Tom

Completely realize Sara. I acquired my information as I’ve possessed an appearance from the level of upheld plaints against one that had been refused. The reason why we state I read of the ombudsman decisions was that the consumer had been asked the questions about credit mitments and outgoings on the new QQ application form that it maybe reject for that is because of 2 cases. The FOS took it that QQ accepted the consumer based on just what information the client provided. Then that is the fault of the customer not QQ if those figure were inaccurate. From the that one since it is exactly what prompted me personally to check out the long ago whenever device to see if i acquired it incorrect in addition they did ask, luckily for us I happened to be appropriate they didn’t. The FOS worked in extremely mystical means in that what one adjudicator would search for to upheld another will lender payday Michigan utilize it to reject. Constantly well well worth a spin however because what your ine and outgoings had been in the first application could possibly be completely different the next month. QQ demonstrably knew their application back 2008 – 2011 had been insufficient it to include outgoings and credit mitments but I couldn’t find out when they changed it because they changed. That’s why it really is well worth checking which one had been completed. Best Of Luck

We kinda think that aside from the very fact over every month for 3 years, had multiple loans with other lenders, asked them to close my account but they didn’t, lost a girlfriend because of it, was suicidal, I don’t care what anyone says it was irresponsible and I want them to admit it that I borrowed over 17000 with them , rolled them. I’d a medication, gambling and alcohol problem that thankfuly I have actually put aside. If somebody asks to provide you 1000 at four each morning, would any person that is sane you that? It’s not really concerning the cash it’s for my wellbeing for me. I’d like them to understand they took advantage of me that it wasn’t ok and. They could stick 500 my goal is to cause them to feel a little bit of discomfort the way that is same did. Sorry to rant, drops mic